Collateral-free business loans up to ₹50 Lakh for inventory, expansion, machinery or day-to-day working capital — with repayment schedules aligned to your cash flow.
Designed for manufacturing units, wholesale distributors, retail establishments, and B2B service enterprises.
Funding sized to your turnover and growth plans.
Unsecured options for eligible businesses — no property pledge.
Tenures of 12 to 60 months with structured repayments.
One relationship manager from application to closure.
Deploy working capital or term facilities across core operational and expansion requirements without pledging residential property.
Beyond standard unsecured business term loans, we structure dedicated working capital lines, plant & machinery finance, and high-ticket Loan Against Property (LAP).
Bridge receivables, seasonal inventory cycles, and supplier payments with GST-linked cash credit, overdraft, or short-term working capital lines where interest applies only on utilized funds.
Acquire CNC machines, printing presses, packaging lines, or industrial generators backed directly by the equipment invoice — preserving your existing collateral and cash reserves.
Unlock up to 70% market value of your residential, commercial, or industrial property for factory expansion, debt consolidation, or large-scale contract execution.
Priority-sector collateral-free credit lines for Udyam-registered Micro, Small, and Medium Enterprises with banking turnover & GST return-based underwriting.
Dedicated underwriting programs tailored to Sole Proprietors, Partnership Firms, LLPs, and Private Limited Companies with 1 to 3+ years of operational vintage.
Fast-track inventory restocking and showroom renovation loans for kirana stores, pharmacies, wholesale distributors, and e-commerce sellers.
We appraise banking turnover, GST cash flows, and business vintage to sanction rapid commercial limits.
Baseline operational and turnover benchmarks for commercial borrowers.
Standard KYC, entity constitution, and banking statements required for sanction.
Model monthly repayment obligations against your projected operating margins and download the full amortisation schedule.
Calculated on a monthly reducing-balance basis. Processing fees and statutory taxes are separate as per the Schedule of Charges.
Periodic breakdown of principal recovery, interest expense, and declining balance.
| Year | Principal (₹) | Interest (₹) | Total EMI Paid (₹) | Closing Balance (₹) | Principal Repaid |
|---|
Answers regarding collateral requirements, business vintage norms, and turnover appraisal.
Speak directly with our MSME relationship manager for structured working capital terms.
Request commercial consultationConnect with our MSME credit desk for rapid cash-flow appraisal and sanction within 48 hours.
