Headquartered in Ghaziabad, Uttar Pradesh, Shreeyansh Edufin bridges India’s credit gap by connecting salaried individuals, self-employed professionals, MSMEs, and students with 12+ empanelled scheduled banks and NBFCs — with zero upfront fees and 100% reducing-balance interest rates.
Shreeyansh Edufin operates as an institutional retail loan marketplace and advisory desk serving Salaried Employees, Medical & Financial Professionals (Doctors, CAs, CSs, Architects), MSMEs, and Higher Education Students across 10 states.
Borrowers often face opaque pricing, undisclosed file-opening deductions, and rigid branch bureaucracy. By integrating a single-window digital pre-check engine with dedicated relationship managers, we ensure every borrower gets an unbiased reducing-balance comparison, clear key fact statements, and prompt doorstep or digital disbursal.
To be India's foremost benchmark for retail and commercial borrowing transparency — enabling individuals, medical practitioners, and enterprises to unlock capital without hidden deductions or administrative friction.
100% upfront fee disclosure, single soft-inquiry multi-bank rate discovery with zero CIBIL score impairment, and accountable single-point relationship officers from inquiry to bank credit.
Compare pre-approved loan options across 12+ leading commercial banks and NBFCs through one unified digital application.
Pair algorithm-driven cash flow analysis with seasoned credit specialists who structure tenures around real capacity.
Fuel academic degrees, clinical equipment expansion, and MSME working capital cycles with predictable financing.
Maintain complete pricing transparency, itemized APR terms, and strict data confidentiality under 256-bit encryption.
Operating Hours: Monday to Saturday, 9:30 AM – 6:30 PM
Connect with Credit DeskEvery credit policy we formulate and every sanction letter we facilitate is governed by four non-negotiable institutional commitments.
No unannounced administrative deductions, prepayment ambiguities, or forced insurance riders. Every charge is published openly in our tariff schedule before you sign.
Digital KYC, CKYC verification, and automated bank statement analysis enable our credit officers to deliver formal in-principle sanctions within 24 to 48 hours.
From academic moratoriums for overseas students to cash-flow aligned repayment schedules for MSMEs, loan terms are structured around real earning cycles.
We evaluate Fixed Obligation to Income Ratios (FOIR) responsibly to ensure new credit strengthens rather than over-leverages your monthly household balance sheet.
Our leadership team brings 15 to 20+ years of institutional experience across India's foremost retail banks, NBFCs, and credit risk desks.
Over a decade of hands-on leadership in retail and corporate lending channels across premier Indian financial institutions, spearheading credit policy, lender alliances, and transparent underwriting.
Recognized financial distribution and operations strategist overseeing digital credit appraisal, turnaround SLAs, and pan-India branch coordination across all lending verticals.
Salaried, Govt. Employees, CA/CS/Doctor Personal Lines & Salary-Slab Programs
One-Click Multi-Lender Eligibility, Soft Bureau Appraisal & 48-Hr Disbursal SLA
Loan Against Property (Residential/Commercial/Industrial), Home Loans & Balance Transfers
Overseas/Domestic Education, Medical Equipment, Industrial Machinery & Gold Facilities
While our digital underwriting desk serves applicants 100% paperless nationwide, our regional hubs provide doorstep documentation and personalized consultation.
Shreeyansh Edufin, Ghaziabad, Uttar Pradesh, India - 201001
Northern Regional Desk: B-1, 2nd Floor, Dilshad Garden, Delhi – 110095
Established in Ghaziabad, Uttar Pradesh as an Education & Academic Tutoring Micro Enterprise, expanding into an institutional lending partner for India's premier scheduled commercial banks.
Formally established on 09 March 2026 as a registered Proprietorship Micro Enterprise focusing on Higher Education & Academic Tutoring finance and multi-bank advisory.
Expanded lending product suite across Salaried Personal Loans, Doctors, Chartered Accountants, MSMEs, LAP, and Machinery Finance.
Formalized direct sourcing alliances with India's leading scheduled commercial banks (HDFC, ICICI, Kotak, Axis, SBI, BOB) and top NBFCs.
Reaching ₹250+ Cr cumulative loan assistance across 25,000+ borrowers across 10 states and 20 major city sourcing desks.
We adhere strictly to RBI Fair Practices Code guidelines, data protection norms, and a formal three-tier grievance redressal mechanism.
Every sanction letter explicitly itemizes the loan quantum, annualised reducing-balance APR, amortisation schedule, and transparent fee breakdown with zero hidden charges.
View Fair Practices CharterKYC documents, income tax returns, and digital bank statements are encrypted in flight and at rest. Your confidential information is never sold to third-party telemarketers.
View Data Privacy PolicyBorrowers have direct recourse to a time-bound escalation mechanism overseen by our designated Grievance Redressal Officer, operating with a strict 48-hour resolution SLA.
View Escalation MatrixUse our interactive calculators to plan your monthly repayments or connect directly with our central credit desk in Ghaziabad.